Side-by-side · Q2 2026 data
Vibe Credit Union vs Orsa Credit Union
Metric by metric
| Measure | Vibe Credit Union | Orsa Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 47 |
| Capital cushion | 55 (stronger) | 48 |
| Loan quality | 64 (stronger) | 49 |
| Earnings | 43 (stronger) | 21 |
| Funding & liquidity | 83 (stronger) | 62 |
| Problem-loan coverage | 87 (stronger) | 72 |
| Peer percentile | 30th | 4th |
| Total assets | $1.6B | $1.5B |
| Deposits / shares | $1.2B | $1.3B |
| Capital ratio | 10.46% (stronger) | 9.81% |
| Problem loans | 1.08% (stronger) | 1.52% |
| Net charge-offs | 0.56% (stronger) | 0.62% |
| Return on assets | 0.57% (stronger) | 0.04% |
| Loans ÷ deposits | 76.8% (stronger) | 98.6% |
| Uninsured deposits | 4.8% (stronger) | 9.9% |
| Offices | 12 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | — |
Vibe Credit Union has the higher TellerScore (62 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Vibe Credit Union leads on 7 and Orsa Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.