Side-by-side · Q2 2026 data
Vibrant Credit Union vs 1st Midamerica Credit Union
Metric by metric
| Measure | Vibrant Credit Union | 1st Midamerica Credit Union |
|---|---|---|
| TellerScore | 42 | 64 (stronger) |
| Capital cushion | 30 | 83 (stronger) |
| Loan quality | 47 (stronger) | 33 |
| Earnings | 29 | 69 (stronger) |
| Funding & liquidity | 60 | 61 (stronger) |
| Problem-loan coverage | 65 | 74 (stronger) |
| Peer percentile | 2nd | 36th |
| Total assets | $1.2B | $1.0B |
| Deposits / shares | $958.6M | $868.2M |
| Capital ratio | 8.04% | 13.33% (stronger) |
| Problem loans | 1.59% (stronger) | 2.01% |
| Net charge-offs | 0.72% | 0.26% (stronger) |
| Return on assets | 0.23% | 1.22% (stronger) |
| Loans ÷ deposits | 100.1% | 98.9% (stronger) |
| Uninsured deposits | 7.4% | 7.3% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.6% |
1st Midamerica Credit Union has the higher TellerScore (64 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Vibrant Credit Union leads on 1 and 1st Midamerica Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.