Side-by-side · Q2 2026 data
Vibrant Credit Union vs Scott Credit Union
Metric by metric
| Measure | Vibrant Credit Union | Scott Credit Union |
|---|---|---|
| TellerScore | 42 | 71 (stronger) |
| Capital cushion | 30 | 51 (stronger) |
| Loan quality | 47 | 82 (stronger) |
| Earnings | 29 | 65 (stronger) |
| Funding & liquidity | 60 | 83 (stronger) |
| Problem-loan coverage | 65 | 93 (stronger) |
| Peer percentile | 2nd | 62nd |
| Total assets | $1.2B | $1.9B |
| Deposits / shares | $958.6M | $1.6B |
| Capital ratio | 8.04% | 10.14% (stronger) |
| Problem loans | 1.59% | 0.54% (stronger) |
| Net charge-offs | 0.72% (stronger) | 0.97% |
| Return on assets | 0.23% | 1.14% (stronger) |
| Loans ÷ deposits | 100.1% | 77.7% (stronger) |
| Uninsured deposits | 7.4% | 6.8% (stronger) |
| Offices | 3 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.3% |
Scott Credit Union has the higher TellerScore (71 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Vibrant Credit Union leads on 1 and Scott Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.