Side-by-side · Q2 2026 data
Vickswood Federal Credit Union vs Vicksburg Railroad Federal Credit Union
Credit union
Vickswood Federal Credit Union
Vicksburg, Mississippi · Under $100 million in assets
Credit union
Vicksburg Railroad Federal Credit Union
Vicksburg, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Vickswood Federal Credit Union | Vicksburg Railroad Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 77 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 69 (stronger) | 30 |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 95th | 57th |
| Total assets | $11.5M | $12.0M |
| Deposits / shares | $8.4M | $8.0M |
| Capital ratio | 25.81% | 32.83% (stronger) |
| Problem loans | 0.00% (stronger) | 0.52% |
| Net charge-offs | -0.01% (stronger) | 0.11% |
| Return on assets | 1.22% (stronger) | 0.26% |
| Loans ÷ deposits | 60.5% (stronger) | 89.7% |
| Uninsured deposits | 0.0% (stronger) | 5.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vickswood Federal Credit Union has the higher TellerScore (94 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Vickswood Federal Credit Union leads on 6 and Vicksburg Railroad Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.