Side-by-side · Q2 2026 data
Victory Bank vs City Bank
Metric by metric
| Measure | Victory Bank | City Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 75 |
| Capital cushion | 71 (stronger) | 58 |
| Loan quality | 98 (stronger) | 92 |
| Earnings | 61 | 81 (stronger) |
| Funding & liquidity | 62 (stronger) | 57 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 68th | 77th |
| Total assets | $284.8M | $5.4B |
| Deposits / shares | $250.0M | $4.7B |
| Capital ratio | 12.11% (stronger) | 10.79% |
| Problem loans | 0.05% (stronger) | 0.25% |
| Net charge-offs | -0.00% (stronger) | 0.05% |
| Return on assets | 1.02% | 1.52% (stronger) |
| Loans ÷ deposits | 62.9% (stronger) | 79.0% |
| Uninsured deposits | 47.0% | 36.7% (stronger) |
| Offices | 3 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.6% |
Victory Bank has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Victory Bank leads on 5 and City Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.