Side-by-side · Q2 2026 data
Victory Bank vs Interstate Bank
Metric by metric
| Measure | Victory Bank | Interstate Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 40 |
| Capital cushion | 71 (stronger) | 44 |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 61 | 71 (stronger) |
| Funding & liquidity | 62 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 55 |
| Peer percentile | 68th | 2nd |
| Total assets | $284.8M | $288.4M |
| Deposits / shares | $250.0M | $269.1M |
| Capital ratio | 12.11% (stronger) | 9.36% |
| Problem loans | 0.05% (stronger) | 3.47% |
| Net charge-offs | -0.00% | -2.51% (stronger) |
| Return on assets | 1.02% | 1.28% (stronger) |
| Loans ÷ deposits | 62.9% | 51.9% (stronger) |
| Uninsured deposits | 47.0% (stronger) | 68.1% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Victory Bank has the higher TellerScore (77 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Victory Bank leads on 4 and Interstate Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.