Side-by-side · Q2 2026 data
Villa Grove State Bank vs University of Illinois Community Credit Union
Credit union
University of Illinois Community Credit Union
Champaign, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Villa Grove State Bank | University of Illinois Community Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 67 |
| Capital cushion | 72 (stronger) | 49 |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 90 (stronger) | 65 |
| Funding & liquidity | 73 (stronger) | 69 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 81st | 41st |
| Total assets | $85.9M | $765.5M |
| Deposits / shares | $74.7M | $689.0M |
| Capital ratio | 12.22% (stronger) | 9.93% |
| Problem loans | 0.00% (stronger) | 0.57% |
| Net charge-offs | 0.00% (stronger) | 0.73% |
| Return on assets | 1.75% (stronger) | 1.11% |
| Loans ÷ deposits | 73.3% (stronger) | 90.8% |
| Uninsured deposits | 27.3% | 6.1% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.6% |
Villa Grove State Bank has the higher TellerScore (86 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Villa Grove State Bank leads on 6 and University of Illinois Community Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.