Side-by-side · Q2 2026 data
Village Bank vs Members Choice Wv Federal Credit Union
Credit union
Members Choice Wv Federal Credit Union
Charleston, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Village Bank | Members Choice Wv Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 81 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 87 (stronger) | 66 |
| Earnings | 47 | 50 (stronger) |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 80 | 95 (stronger) |
| Peer percentile | 22nd | 68th |
| Total assets | $411.9M | $93.6M |
| Deposits / shares | $366.2M | $73.2M |
| Capital ratio | 8.98% | 21.63% (stronger) |
| Problem loans | 0.40% (stronger) | 1.03% |
| Net charge-offs | 1.40% | 0.20% (stronger) |
| Return on assets | 0.67% | 0.74% (stronger) |
| Loans ÷ deposits | 79.8% | 60.6% (stronger) |
| Uninsured deposits | 25.3% | 1.9% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.5% |
Members Choice Wv Federal Credit Union has the higher TellerScore (81 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Village Bank leads on 1 and Members Choice Wv Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.