Side-by-side · Q2 2026 data
Vintage Bank Kansas vs Commerce Bank
Metric by metric
| Measure | Vintage Bank Kansas | Commerce Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 76 |
| Capital cushion | 66 (stronger) | 64 |
| Loan quality | 82 | 94 (stronger) |
| Earnings | 88 (stronger) | 70 |
| Funding & liquidity | 74 (stronger) | 61 |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 72nd | 91st |
| Total assets | $288.6M | $35.0B |
| Deposits / shares | $231.4M | $28.1B |
| Capital ratio | 11.56% (stronger) | 11.43% |
| Problem loans | 0.53% | 0.17% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.25% |
| Return on assets | 1.70% (stronger) | 1.25% |
| Loans ÷ deposits | 77.4% | 73.5% (stronger) |
| Uninsured deposits | 22.8% (stronger) | 38.6% |
| Offices | 12 | 146 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | 33.2% |
Vintage Bank Kansas has the higher TellerScore (78 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Vintage Bank Kansas leads on 5 and Commerce Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.