Side-by-side · Q2 2026 data
Vintage Bank Kansas vs Mid American Credit Union
Metric by metric
| Measure | Vintage Bank Kansas | Mid American Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 58 |
| Capital cushion | 66 (stronger) | 39 |
| Loan quality | 82 | 84 (stronger) |
| Earnings | 88 (stronger) | 47 |
| Funding & liquidity | 74 (stronger) | 50 |
| Problem-loan coverage | 93 (stronger) | 87 |
| Peer percentile | 72nd | 16th |
| Total assets | $288.6M | $531.9M |
| Deposits / shares | $231.4M | $441.8M |
| Capital ratio | 11.56% (stronger) | 8.94% |
| Problem loans | 0.53% | 0.47% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.55% |
| Return on assets | 1.70% (stronger) | 0.66% |
| Loans ÷ deposits | 77.4% (stronger) | 110.6% |
| Uninsured deposits | 22.8% | 2.8% (stronger) |
| Offices | 12 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | 16.3% |
Vintage Bank Kansas has the higher TellerScore (78 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Vintage Bank Kansas leads on 5 and Mid American Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.