Side-by-side · Q2 2026 data
Vintage Bank Kansas vs Patriots Bank
Metric by metric
| Measure | Vintage Bank Kansas | Patriots Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 77 |
| Capital cushion | 66 (stronger) | 42 |
| Loan quality | 82 | 100 (stronger) |
| Earnings | 88 | 92 (stronger) |
| Funding & liquidity | 74 (stronger) | 73 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 72nd | 68th |
| Total assets | $288.6M | $268.8M |
| Deposits / shares | $231.4M | $233.4M |
| Capital ratio | 11.56% (stronger) | 9.20% |
| Problem loans | 0.53% | 0.00% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.70% | 1.81% (stronger) |
| Loans ÷ deposits | 77.4% (stronger) | 86.8% |
| Uninsured deposits | 22.8% | 12.9% (stronger) |
| Offices | 12 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | 0.0% |
Vintage Bank Kansas has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Vintage Bank Kansas leads on 3 and Patriots Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.