Side-by-side · Q2 2026 data
Virginia Educators Credit Union vs Newport News Mun. Emp Credit Union
Credit union
Virginia Educators Credit Union
Newport News, Virginia · Under $100 million in assets
Credit union
Newport News Mun. Emp Credit Union
Newport News, Virginia · Under $100 million in assets
Metric by metric
| Measure | Virginia Educators Credit Union | Newport News Mun. Emp Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 86 (stronger) | 45 |
| Earnings | 97 (stronger) | 68 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 97th | 28th |
| Total assets | $76.3M | $54.4M |
| Deposits / shares | $57.3M | $49.2M |
| Capital ratio | 24.16% (stronger) | 10.27% |
| Problem loans | 0.43% (stronger) | 1.64% |
| Net charge-offs | 0.21% (stronger) | 1.24% |
| Return on assets | 1.92% (stronger) | 1.21% |
| Loans ÷ deposits | 13.0% (stronger) | 48.3% |
| Uninsured deposits | 3.4% (stronger) | 3.9% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Virginia Educators Credit Union has the higher TellerScore (96 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Virginia Educators Credit Union leads on 7 and Newport News Mun. Emp Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.