Side-by-side · Q2 2026 data
Virginia Educators Credit Union vs Northern Star Credit Union, Inc.
Credit union
Virginia Educators Credit Union
Newport News, Virginia · Under $100 million in assets
Credit union
Northern Star Credit Union, Inc.
Portsmouth, Virginia · Under $100 million in assets
Metric by metric
| Measure | Virginia Educators Credit Union | Northern Star Credit Union, Inc. |
|---|---|---|
| TellerScore | 96 (stronger) | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 86 | 89 (stronger) |
| Earnings | 97 (stronger) | 42 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 97th | 77th |
| Total assets | $76.3M | $73.7M |
| Deposits / shares | $57.3M | $63.8M |
| Capital ratio | 24.16% (stronger) | 16.80% |
| Problem loans | 0.43% | 0.32% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.34% |
| Return on assets | 1.92% (stronger) | 0.55% |
| Loans ÷ deposits | 13.0% (stronger) | 48.9% |
| Uninsured deposits | 3.4% | 3.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Virginia Educators Credit Union has the higher TellerScore (96 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Virginia Educators Credit Union leads on 5 and Northern Star Credit Union, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.