Side-by-side · Q2 2026 data
Virginia Educators Credit Union vs Pfd Firefighters Credit Union Inc.
Credit union
Virginia Educators Credit Union
Newport News, Virginia · Under $100 million in assets
Credit union
Pfd Firefighters Credit Union Inc.
Portsmouth, Virginia · Under $100 million in assets
Metric by metric
| Measure | Virginia Educators Credit Union | Pfd Firefighters Credit Union Inc. |
|---|---|---|
| TellerScore | 96 (stronger) | 82 |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 86 | 98 (stronger) |
| Earnings | 97 (stronger) | 43 |
| Funding & liquidity | 100 (stronger) | 63 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 97th | 70th |
| Total assets | $76.3M | $34.4M |
| Deposits / shares | $57.3M | $29.2M |
| Capital ratio | 24.16% (stronger) | 14.90% |
| Problem loans | 0.43% | 0.07% (stronger) |
| Net charge-offs | 0.21% | 0.07% (stronger) |
| Return on assets | 1.92% (stronger) | 0.58% |
| Loans ÷ deposits | 13.0% (stronger) | 97.1% |
| Uninsured deposits | 3.4% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Virginia Educators Credit Union has the higher TellerScore (96 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Virginia Educators Credit Union leads on 4 and Pfd Firefighters Credit Union Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.