Side-by-side · Q2 2026 data
Virginia Federal Credit Union vs Dominion Energy Credit Union
Metric by metric
| Measure | Virginia Federal Credit Union | Dominion Energy Credit Union |
|---|---|---|
| TellerScore | 61 | 84 (stronger) |
| Capital cushion | 59 | 94 (stronger) |
| Loan quality | 65 | 86 (stronger) |
| Earnings | 35 | 49 (stronger) |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 27th | 86th |
| Total assets | $7.4B | $336.4M |
| Deposits / shares | $6.4B | $278.4M |
| Capital ratio | 10.90% | 14.35% (stronger) |
| Problem loans | 1.05% | 0.43% (stronger) |
| Net charge-offs | 0.73% | 0.40% (stronger) |
| Return on assets | 0.38% | 0.73% (stronger) |
| Loans ÷ deposits | 83.5% | 59.3% (stronger) |
| Uninsured deposits | 5.2% | 3.6% (stronger) |
| Offices | 38 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.6% |
Dominion Energy Credit Union has the higher TellerScore (84 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Virginia Federal Credit Union leads on 0 and Dominion Energy Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.