Side-by-side · Q2 2026 data
Virginia National Bank vs Call Federal Credit Union
Metric by metric
| Measure | Virginia National Bank | Call Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 67 |
| Capital cushion | 82 (stronger) | 55 |
| Loan quality | 84 (stronger) | 80 |
| Earnings | 94 (stronger) | 31 |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 94th | 41st |
| Total assets | $1.6B | $557.1M |
| Deposits / shares | $1.4B | $497.7M |
| Capital ratio | 13.21% (stronger) | 10.47% |
| Problem loans | 0.47% (stronger) | 0.60% |
| Net charge-offs | 0.00% (stronger) | 0.12% |
| Return on assets | 1.86% (stronger) | 0.28% |
| Loans ÷ deposits | 86.9% | 54.6% (stronger) |
| Uninsured deposits | 23.7% | 8.6% (stronger) |
| Offices | 12 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.2% | 22.6% |
Virginia National Bank has the higher TellerScore (83 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Virginia National Bank leads on 5 and Call Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.