Side-by-side · Q2 2026 data
Virginia National Bank vs Oak View National Bank
Metric by metric
| Measure | Virginia National Bank | Oak View National Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 69 |
| Capital cushion | 82 (stronger) | 32 |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 94 (stronger) | 57 |
| Funding & liquidity | 64 | 84 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 94th | 40th |
| Total assets | $1.6B | $966.1M |
| Deposits / shares | $1.4B | $693.0M |
| Capital ratio | 13.21% (stronger) | 8.16% |
| Problem loans | 0.47% | 0.01% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.86% (stronger) | 0.93% |
| Loans ÷ deposits | 86.9% | 56.0% (stronger) |
| Uninsured deposits | 23.7% (stronger) | 30.1% |
| Offices | 12 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.2% | — |
Virginia National Bank has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Virginia National Bank leads on 5 and Oak View National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.