Side-by-side · Q2 2026 data
Virginia State University Federal Credit Union vs Augusta Health Care Credit Union
Credit union
Virginia State University Federal Credit Union
South Chesterfi, Virginia · Under $100 million in assets
Credit union
Augusta Health Care Credit Union
Fishersville, Virginia · Under $100 million in assets
Metric by metric
| Measure | Virginia State University Federal Credit Union | Augusta Health Care Credit Union |
|---|---|---|
| TellerScore | 52 | 90 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 36 | 80 (stronger) |
| Earnings | 46 | 78 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 74 | 98 (stronger) |
| Peer percentile | 11th | 89th |
| Total assets | $13.0M | $15.2M |
| Deposits / shares | $11.7M | $12.0M |
| Capital ratio | 9.16% | 21.10% (stronger) |
| Problem loans | 1.93% | 0.61% (stronger) |
| Net charge-offs | -0.02% (stronger) | -0.02% |
| Return on assets | 0.64% | 1.46% (stronger) |
| Loans ÷ deposits | 67.4% | 48.8% (stronger) |
| Uninsured deposits | 1.6% (stronger) | 2.7% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Augusta Health Care Credit Union has the higher TellerScore (90 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Virginia State University Federal Credit Union leads on 2 and Augusta Health Care Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.