TellerScore

Augusta Health Care Credit Union is a federally insured state-chartered credit union headquartered in Fishersville, Virginia, in business for about 62 years. At the end of Q2 2026 it reported $15.2M in total assets and $12.0M in member shares and deposits, with 1 office.

Augusta Health Care Credit Union has a TellerScore of 90 out of 100 (very strong) based on Q2 2026 data — higher than 89% of its 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 8th. Capital cushion contributes the most (100/100, 21.10%); earnings contributes the least (78/100, 1.46%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 21.10%
Loan quality80/100
Loans 60+ days delinquent ÷ total loans: 0.61%
Earnings78/100
Return on assets (annualized): 1.46%
Funding & liquidity100/100
Loans ÷ shares: 48.8% · 2.7% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.11%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (97 → 90), mostly because the loan quality component weakened by 16 points.

TellerScore
909599Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202497
Q3 202499
Q4 202497
Q1 202597
Q2 202597
Q3 202598
Q4 202597
Q1 202696
Q2 202690
Net worth ratio
7.00%14.08%21.16%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202418.93%
Q3 202419.19%
Q4 202419.70%
Q1 202519.56%
Q2 202519.15%
Q3 202520.08%
Q4 202521.16%
Q1 202621.16%
Q2 202621.10%
Delinquent loans (60+ days)
0.04%0.32%0.61%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.30%
Q3 20240.16%
Q4 20240.32%
Q1 20250.17%
Q2 20250.11%
Q3 20250.06%
Q4 20250.13%
Q1 20260.04%
Q2 20260.61%
Return on assets
1.46%1.79%2.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20242.12%
Q3 20242.03%
Q4 20242.09%
Q1 20251.83%
Q2 20251.76%
Q3 20251.78%
Q4 20251.72%
Q1 20261.58%
Q2 20261.46%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202690$15.2M21.10%0.61%1.46%48.8%
Q1 202696$14.9M21.16%0.04%1.58%48.8%
Q4 202597$14.6M21.16%0.13%1.72%49.5%
Q3 202598$15.1M20.08%0.06%1.78%45.1%
Q2 202597$15.5M19.15%0.11%1.76%42.5%
Q1 202597$14.9M19.56%0.17%1.83%46.9%
Q4 202497$14.4M19.70%0.32%2.09%47.3%
Q3 202499$14.4M19.19%0.16%2.03%47.3%
Q2 202497$14.2M18.93%0.30%2.12%48.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio21.10%
81st
Problem loans0.61%
54th
Net charge-offs-0.02%
89th
Return on assets1.46%
84th
Loans to deposits48.8%
66th
Uninsured deposits2.7%
38th
Loan-loss reserves0.00%
37th
Texas ratio1.1%
64th

Similar-size credit unions in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Virginia United Methodist Credit UnionCredit union North Chesterfi, VA30 out of 100, Low$15.0M10.2%5.95%vs
Virginia State University Federal Credit UnionCredit union South Chesterfi, VA52 out of 100, Below average$13.0M9.2%1.93%vs
Metropolitan Church Federal Credit UnionCredit union Suffolk, VA53 out of 100, Below average$12.7M26.9%8.12%vs
Richmond Heritage Federal Credit UnionCredit union Richmond, VA78 out of 100, Strong$10.6M37.1%0.30%vs
VA Beach Postal Federal Credit UnionCredit union Virginia Beach, VA80 out of 100, Strong$10.0M13.0%0.50%vs
Midway Federal Credit UnionCredit union Berryville, VA85 out of 100, Very strong$9.7M23.6%0.00%vs

Deposit insurance

Is my money safe at Augusta Health Care Credit Union?

Yes. Augusta Health Care Credit Union is a federally insured credit union (NCUA charter #66933). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.7% of shares and deposits ($325K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 21.10%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Augusta Health Care Credit Union lists 1 office in 1 city. Most locations:

  • Fishersville, VA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Augusta Health Care Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66933
RSSD ID
803591
Primary regulator
State + NCUA
Established
1964
Headquarters
Po Box 1000, Fishersville, VA 22939
Employees
4

Quick answers

Augusta Health Care Credit Union: common questions

Is Augusta Health Care Credit Union NCUA insured?

Yes. Augusta Health Care Credit Union is a federally insured credit union (NCUA charter #66933). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Augusta Health Care Credit Union's TellerScore?

90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Augusta Health Care Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Fishersville

InstitutionScoreAssetsCapitalProblem loansCompare
Merck Employees Federal Credit UnionCredit union Rahway, NJ86 out of 100, Very strong$1.7B15.4%0.30%vs
Bank of BotetourtBank Buchanan, VA79 out of 100, Strong$939.4M11.0%0.25%vs
City National Bank of West VirginiaBank Charleston, WV78 out of 100, Strong$6.8B9.6%0.22%vs
Dupont Community Credit UnionCredit union Waynesboro, VA76 out of 100, Strong$2.1B10.9%0.33%vs
Augusta County Federal Credit UnionCredit union Verona, VA76 out of 100, Strong$25.7M26.3%2.72%vs
United BankBank Fairfax, VA74 out of 100, Strong$33.6B11.6%0.44%vs