Side-by-side · Q2 2026 data
Virginia United Methodist Credit Union vs Augusta Health Care Credit Union
Credit union
Virginia United Methodist Credit Union
North Chesterfi, Virginia · Under $100 million in assets
Credit union
Augusta Health Care Credit Union
Fishersville, Virginia · Under $100 million in assets
Metric by metric
| Measure | Virginia United Methodist Credit Union | Augusta Health Care Credit Union |
|---|---|---|
| TellerScore | 30 | 90 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 0 | 80 (stronger) |
| Earnings | 24 | 78 (stronger) |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 0 | 98 (stronger) |
| Peer percentile | 1st | 89th |
| Total assets | $15.0M | $15.2M |
| Deposits / shares | $13.5M | $12.0M |
| Capital ratio | 10.18% | 21.10% (stronger) |
| Problem loans | 5.95% | 0.61% (stronger) |
| Net charge-offs | 1.02% | -0.02% (stronger) |
| Return on assets | 0.10% | 1.46% (stronger) |
| Loans ÷ deposits | 97.6% | 48.8% (stronger) |
| Uninsured deposits | 5.7% | 2.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Augusta Health Care Credit Union has the higher TellerScore (90 vs 30). On the 7 directional measures above (where higher or lower is clearly better), Virginia United Methodist Credit Union leads on 0 and Augusta Health Care Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.