Side-by-side · Q2 2026 data
Virginia United Methodist Credit Union vs Dominion Energy Credit Union
Credit union
Virginia United Methodist Credit Union
North Chesterfi, Virginia · Under $100 million in assets
Metric by metric
| Measure | Virginia United Methodist Credit Union | Dominion Energy Credit Union |
|---|---|---|
| TellerScore | 30 | 84 (stronger) |
| Capital cushion | 52 | 94 (stronger) |
| Loan quality | 0 | 86 (stronger) |
| Earnings | 24 | 49 (stronger) |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 0 | 97 (stronger) |
| Peer percentile | 1st | 86th |
| Total assets | $15.0M | $336.4M |
| Deposits / shares | $13.5M | $278.4M |
| Capital ratio | 10.18% | 14.35% (stronger) |
| Problem loans | 5.95% | 0.43% (stronger) |
| Net charge-offs | 1.02% | 0.40% (stronger) |
| Return on assets | 0.10% | 0.73% (stronger) |
| Loans ÷ deposits | 97.6% | 59.3% (stronger) |
| Uninsured deposits | 5.7% | 3.6% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.6% |
Dominion Energy Credit Union has the higher TellerScore (84 vs 30). On the 7 directional measures above (where higher or lower is clearly better), Virginia United Methodist Credit Union leads on 0 and Dominion Energy Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.