Side-by-side · Q2 2026 data
Vision Bank vs First American Bank
Metric by metric
| Measure | Vision Bank | First American Bank |
|---|---|---|
| TellerScore | 47 | 82 (stronger) |
| Capital cushion | 42 | 81 (stronger) |
| Loan quality | 14 | 78 (stronger) |
| Earnings | 71 | 83 (stronger) |
| Funding & liquidity | 71 | 83 (stronger) |
| Problem-loan coverage | 57 | 94 (stronger) |
| Peer percentile | 5th | 70th |
| Total assets | $999.6M | $34.3M |
| Deposits / shares | $836.0M | $29.5M |
| Capital ratio | 9.20% | 13.06% (stronger) |
| Problem loans | 2.59% | 0.67% (stronger) |
| Net charge-offs | 0.02% | -0.09% (stronger) |
| Return on assets | 1.29% | 1.57% (stronger) |
| Loans ÷ deposits | 82.9% | 71.8% (stronger) |
| Uninsured deposits | 20.4% | 19.5% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First American Bank has the higher TellerScore (82 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Vision Bank leads on 0 and First American Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.