Side-by-side · Q2 2026 data
Vision Bank vs First National Bank of Oklahoma
Metric by metric
| Measure | Vision Bank | First National Bank of Oklahoma |
|---|---|---|
| TellerScore | 47 | 66 (stronger) |
| Capital cushion | 42 | 55 (stronger) |
| Loan quality | 14 | 54 (stronger) |
| Earnings | 71 | 100 (stronger) |
| Funding & liquidity | 71 (stronger) | 56 |
| Problem-loan coverage | 57 | 76 (stronger) |
| Peer percentile | 5th | 31st |
| Total assets | $999.6M | $949.9M |
| Deposits / shares | $836.0M | $807.0M |
| Capital ratio | 9.20% | 10.46% (stronger) |
| Problem loans | 2.59% | 1.39% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 1.29% | 2.33% (stronger) |
| Loans ÷ deposits | 82.9% (stronger) | 92.0% |
| Uninsured deposits | 20.4% (stronger) | 25.9% |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.3% |
First National Bank of Oklahoma has the higher TellerScore (66 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Vision Bank leads on 3 and First National Bank of Oklahoma on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.