Side-by-side · Q2 2026 data
Vision Financial Federal Credit Union vs Telco Credit Union
Credit union
Vision Financial Federal Credit Union
Durham, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Vision Financial Federal Credit Union | Telco Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 35 |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 69 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 100 (stronger) | 22 |
| Peer percentile | 95th | 2nd |
| Total assets | $59.5M | $51.3M |
| Deposits / shares | $49.1M | $44.7M |
| Capital ratio | 16.82% (stronger) | 12.54% |
| Problem loans | 0.00% (stronger) | 6.00% |
| Net charge-offs | 0.22% (stronger) | 1.92% |
| Return on assets | 1.23% (stronger) | -0.77% |
| Loans ÷ deposits | 41.1% (stronger) | 90.9% |
| Uninsured deposits | 4.7% (stronger) | 6.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vision Financial Federal Credit Union has the higher TellerScore (94 vs 35). On the 7 directional measures above (where higher or lower is clearly better), Vision Financial Federal Credit Union leads on 7 and Telco Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.