Side-by-side · Q2 2026 data
Visionary Federal Credit Union vs Alcose Credit Union
Credit union
Visionary Federal Credit Union
Bridgeville, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Visionary Federal Credit Union | Alcose Credit Union |
|---|---|---|
| TellerScore | 76 | 89 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 56 | 99 (stronger) |
| Earnings | 72 (stronger) | 47 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 54th | 87th |
| Total assets | $40.8M | $16.1M |
| Deposits / shares | $35.9M | $13.7M |
| Capital ratio | 12.67% | 16.42% (stronger) |
| Problem loans | 1.31% | 0.03% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.90% |
| Return on assets | 1.30% (stronger) | 0.66% |
| Loans ÷ deposits | 45.4% | 32.8% (stronger) |
| Uninsured deposits | 1.8% | 0.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alcose Credit Union has the higher TellerScore (89 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Visionary Federal Credit Union leads on 2 and Alcose Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.