TellerScore

Headquartered in Bridgeville, Pennsylvania, Visionary Federal Credit Union is a federal credit union with $40.8M in total assets and $35.9M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1960.

Based on its Q2 2026 filing, Visionary Federal Credit Union scores 76/100, which we describe as strong. That is higher than 54% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 131st. Its strongest component is funding & liquidity (100/100; 45% loans-to-deposits, 2% uninsured), and its lowest is loan quality (56/100; 1.31%).

TellerScore · Q2 2026

Scorecard

Capital cushion77/100
Net worth ratio: 12.67%
Loan quality56/100
Loans 60+ days delinquent ÷ total loans: 1.31%
Earnings72/100
Return on assets (annualized): 1.30%
Funding & liquidity100/100
Loans ÷ shares: 45.4% · 1.8% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.14%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (80 → 76), mostly because the loan quality component weakened by 24 points.

TellerScore
707580Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202474
Q4 202474
Q1 202570
Q2 202580
Q3 202580
Q4 202580
Q1 202673
Q2 202676
Net worth ratio
7.00%9.84%12.67%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.04%
Q3 202410.77%
Q4 202411.07%
Q1 202511.05%
Q2 202511.71%
Q3 202512.00%
Q4 202512.47%
Q1 202612.07%
Q2 202612.67%
Delinquent loans (60+ days)
0.60%0.96%1.31%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.97%
Q3 20241.08%
Q4 20241.09%
Q1 20250.88%
Q2 20250.60%
Q3 20250.77%
Q4 20250.96%
Q1 20260.74%
Q2 20261.31%
Return on assets
0.53%1.06%1.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.58%
Q3 20241.59%
Q4 20241.42%
Q1 20250.72%
Q2 20251.39%
Q3 20251.47%
Q4 20251.51%
Q1 20260.53%
Q2 20261.30%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$40.8M12.67%1.31%1.30%45.4%
Q1 202673$41.1M12.07%0.74%0.53%45.8%
Q4 202580$39.3M12.47%0.96%1.51%49.5%
Q3 202580$39.6M12.00%0.77%1.47%50.6%
Q2 202580$39.1M11.71%0.60%1.39%51.7%
Q1 202570$39.7M11.05%0.88%0.72%51.1%
Q4 202474$39.0M11.07%1.09%1.42%52.5%
Q3 202474$39.3M10.77%1.08%1.59%52.7%
Q2 202473$40.6M10.04%0.97%1.58%50.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.67%
37th
Problem loans1.31%
32nd
Net charge-offs0.19%
48th
Return on assets1.30%
79th
Loans to deposits45.4%
71st
Uninsured deposits1.8%
47th
Loan-loss reserves0.00%
37th
Texas ratio4.1%
34th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
New Directions Community Credit UnionCredit union Franklin, PA75 out of 100, Strong$40.7M14.5%0.76%vs
Affiliated Trades Credit UnionCredit union Collegeville, PA53 out of 100, Below average$40.1M10.4%2.22%vs
Bva Federal Credit UnionCredit union Belle Vernon, PA47 out of 100, Below average$39.7M9.4%5.02%vs
A & S Federal Credit UnionCredit union Aliquippa, PA95 out of 100, Very strong$39.3M15.1%0.55%vs
Bucks County Employees Credit UnionCredit union Doylestown, PA71 out of 100, Strong$39.2M12.2%0.91%vs
Norwin Teachers Federal Credit UnionCredit union North Huntingdo, PA73 out of 100, Strong$38.8M10.8%0.73%vs

Deposit insurance

Is my money safe at Visionary Federal Credit Union?

Yes. Visionary Federal Credit Union is a federally insured credit union (NCUA charter #14018). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.8% of shares and deposits ($639K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.67%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Visionary Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Visionary Federal Credit Union
Type
Federal credit union
NCUA charter #
14018
RSSD ID
193283
Primary regulator
NCUA
Established
1960
Headquarters
201 Beram Ave, Bridgeville, PA 15017
Employees
7

Quick answers

Visionary Federal Credit Union: common questions

Is Visionary Federal Credit Union NCUA insured?

Yes. Visionary Federal Credit Union is a federally insured credit union (NCUA charter #14018). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Visionary Federal Credit Union's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Visionary Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Bridgeville

InstitutionScoreAssetsCapitalProblem loansCompare
I.B.E.W. - Local No. 5 Federal Credit UnionCredit union Pittsburgh, PA98 out of 100, Very strong$15.4M15.4%0.07%vs
VA Pittsburgh Employees Federal Credit UnionCredit union Pittsburgh, PA98 out of 100, Very strong$26.8M17.6%0.15%vs
A & S Federal Credit UnionCredit union Aliquippa, PA95 out of 100, Very strong$39.3M15.1%0.55%vs
Greater Pittsburgh Federal Credit UnionCredit union Pittsburgh, PA93 out of 100, Very strong$76.7M15.3%0.40%vs
United Community Federal Credit UnionCredit union West Mifflin, PA90 out of 100, Very strong$129.1M13.3%0.06%vs
Alcose Credit UnionCredit union White Oak, PA89 out of 100, Very strong$16.1M16.4%0.03%vs