Side-by-side · Q2 2026 data
Visionary Federal Credit Union vs York Educational Federal Credit Union
Credit union
Visionary Federal Credit Union
Bridgeville, Pennsylvania · Under $100 million in assets
Credit union
York Educational Federal Credit Union
York, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Visionary Federal Credit Union | York Educational Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 74 |
| Capital cushion | 77 (stronger) | 57 |
| Loan quality | 56 | 95 (stronger) |
| Earnings | 72 (stronger) | 42 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 54th | 49th |
| Total assets | $40.8M | $43.5M |
| Deposits / shares | $35.9M | $38.7M |
| Capital ratio | 12.67% (stronger) | 10.65% |
| Problem loans | 1.31% | 0.16% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.70% |
| Return on assets | 1.30% (stronger) | 0.56% |
| Loans ÷ deposits | 45.4% (stronger) | 53.9% |
| Uninsured deposits | 1.8% (stronger) | 2.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Visionary Federal Credit Union has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Visionary Federal Credit Union leads on 6 and York Educational Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.