Side-by-side · Q2 2026 data
Visionbank of Iowa vs BankIowa
Metric by metric
| Measure | Visionbank of Iowa | BankIowa |
|---|---|---|
| TellerScore | 64 | 70 (stronger) |
| Capital cushion | 44 | 75 (stronger) |
| Loan quality | 76 (stronger) | 67 |
| Earnings | 80 | 84 (stronger) |
| Funding & liquidity | 47 (stronger) | 36 |
| Problem-loan coverage | 89 (stronger) | 88 |
| Peer percentile | 26th | 43rd |
| Total assets | $896.1M | $846.2M |
| Deposits / shares | $758.9M | $712.7M |
| Capital ratio | 9.43% | 12.46% (stronger) |
| Problem loans | 0.71% (stronger) | 1.00% |
| Net charge-offs | 0.00% | -0.06% (stronger) |
| Return on assets | 1.51% | 1.60% (stronger) |
| Loans ÷ deposits | 98.4% | 96.5% (stronger) |
| Uninsured deposits | 28.2% (stronger) | 40.1% |
| Offices | 12 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | 6.9% |
BankIowa has the higher TellerScore (70 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Visionbank of Iowa leads on 2 and BankIowa on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.