Side-by-side · Q2 2026 data
Visionbank of Iowa vs Community Choice Credit Union
Metric by metric
| Measure | Visionbank of Iowa | Community Choice Credit Union |
|---|---|---|
| TellerScore | 64 | 79 (stronger) |
| Capital cushion | 44 | 77 (stronger) |
| Loan quality | 76 | 81 (stronger) |
| Earnings | 80 | 81 (stronger) |
| Funding & liquidity | 47 | 65 (stronger) |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 26th | 76th |
| Total assets | $896.1M | $922.9M |
| Deposits / shares | $758.9M | $783.5M |
| Capital ratio | 9.43% | 12.74% (stronger) |
| Problem loans | 0.71% | 0.57% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.31% |
| Return on assets | 1.51% | 1.53% (stronger) |
| Loans ÷ deposits | 98.4% | 94.9% (stronger) |
| Uninsured deposits | 28.2% | 4.7% (stronger) |
| Offices | 12 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | — |
Community Choice Credit Union has the higher TellerScore (79 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Visionbank of Iowa leads on 1 and Community Choice Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.