Side-by-side · Q2 2026 data
Visionbank of Iowa vs GNB Bank
Metric by metric
| Measure | Visionbank of Iowa | GNB Bank |
|---|---|---|
| TellerScore | 64 | 76 (stronger) |
| Capital cushion | 44 | 72 (stronger) |
| Loan quality | 76 | 79 (stronger) |
| Earnings | 80 | 87 (stronger) |
| Funding & liquidity | 47 | 51 (stronger) |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 26th | 64th |
| Total assets | $896.1M | $621.3M |
| Deposits / shares | $758.9M | $498.0M |
| Capital ratio | 9.43% | 12.22% (stronger) |
| Problem loans | 0.71% | 0.62% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.51% | 1.68% (stronger) |
| Loans ÷ deposits | 98.4% | 88.5% (stronger) |
| Uninsured deposits | 28.2% (stronger) | 34.1% |
| Offices | 12 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | 6.1% |
GNB Bank has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Visionbank of Iowa leads on 1 and GNB Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.