Side-by-side · Q2 2026 data
Visionbank of Iowa vs Premier Bank
Metric by metric
| Measure | Visionbank of Iowa | Premier Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 60 |
| Capital cushion | 44 | 45 (stronger) |
| Loan quality | 76 (stronger) | 50 |
| Earnings | 80 | 100 (stronger) |
| Funding & liquidity | 47 (stronger) | 43 |
| Problem-loan coverage | 89 (stronger) | 77 |
| Peer percentile | 26th | 19th |
| Total assets | $896.1M | $826.5M |
| Deposits / shares | $758.9M | $671.7M |
| Capital ratio | 9.43% | 9.55% (stronger) |
| Problem loans | 0.71% (stronger) | 1.51% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.51% | 2.24% (stronger) |
| Loans ÷ deposits | 98.4% (stronger) | 105.1% |
| Uninsured deposits | 28.2% | 25.8% (stronger) |
| Offices | 12 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | 15.7% |
Visionbank of Iowa has the higher TellerScore (64 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Visionbank of Iowa leads on 3 and Premier Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.