Side-by-side · Q2 2026 data
Visions Federal Credit Union vs Hudson Valley Federal Credit Union
Credit union
Hudson Valley Federal Credit Union
Poughkeepsie, New York · $1 billion – $10 billion
Metric by metric
| Measure | Visions Federal Credit Union | Hudson Valley Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 65 (stronger) |
| Capital cushion | 50 | 56 (stronger) |
| Loan quality | 70 | 80 (stronger) |
| Earnings | 44 (stronger) | 25 |
| Funding & liquidity | 89 | 90 (stronger) |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 36th | 41st |
| Total assets | $5.5B | $8.1B |
| Deposits / shares | $4.9B | $7.2B |
| Capital ratio | 10.00% | 10.56% (stronger) |
| Problem loans | 0.89% | 0.60% (stronger) |
| Net charge-offs | 0.36% (stronger) | 0.55% |
| Return on assets | 0.59% (stronger) | 0.14% |
| Loans ÷ deposits | 71.5% | 70.1% (stronger) |
| Uninsured deposits | 9.9% | 9.4% (stronger) |
| Offices | 22 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.6% | — |
Hudson Valley Federal Credit Union has the higher TellerScore (65 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Visions Federal Credit Union leads on 2 and Hudson Valley Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.