Side-by-side · Q2 2026 data
Volt Credit Union vs Members 1st Credit Union
Metric by metric
| Measure | Volt Credit Union | Members 1st Credit Union |
|---|---|---|
| TellerScore | 56 | 71 (stronger) |
| Capital cushion | 34 | 48 (stronger) |
| Loan quality | 95 (stronger) | 92 |
| Earnings | 0 | 52 (stronger) |
| Funding & liquidity | 84 | 87 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 16th | 42nd |
| Total assets | $85.8M | $76.5M |
| Deposits / shares | $78.0M | $67.6M |
| Capital ratio | 8.39% | 9.76% (stronger) |
| Problem loans | 0.14% (stronger) | 0.24% |
| Net charge-offs | 0.50% | 0.12% (stronger) |
| Return on assets | -0.91% | 0.80% (stronger) |
| Loans ÷ deposits | 76.7% | 73.0% (stronger) |
| Uninsured deposits | 1.8% (stronger) | 9.9% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members 1st Credit Union has the higher TellerScore (71 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Volt Credit Union leads on 2 and Members 1st Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.