Side-by-side · Q2 2026 data
Volt Credit Union vs Postal & Community Credit Union
Credit union
Postal & Community Credit Union
Saint Joseph, Missouri · Under $100 million in assets
Metric by metric
| Measure | Volt Credit Union | Postal & Community Credit Union |
|---|---|---|
| TellerScore | 56 | 69 (stronger) |
| Capital cushion | 34 | 49 (stronger) |
| Loan quality | 95 (stronger) | 87 |
| Earnings | 0 | 62 (stronger) |
| Funding & liquidity | 84 (stronger) | 73 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 16th | 38th |
| Total assets | $85.8M | $94.7M |
| Deposits / shares | $78.0M | $85.4M |
| Capital ratio | 8.39% | 9.86% (stronger) |
| Problem loans | 0.14% (stronger) | 0.38% |
| Net charge-offs | 0.50% | 0.41% (stronger) |
| Return on assets | -0.91% | 1.05% (stronger) |
| Loans ÷ deposits | 76.7% (stronger) | 87.1% |
| Uninsured deposits | 1.8% (stronger) | 7.9% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Postal & Community Credit Union has the higher TellerScore (69 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Volt Credit Union leads on 3 and Postal & Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.