Side-by-side · Q2 2026 data
Volunteer Federal Savings Bank vs Alcoa Tenn Federal Credit Union
Metric by metric
| Measure | Volunteer Federal Savings Bank | Alcoa Tenn Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 84 (stronger) |
| Capital cushion | 62 | 89 (stronger) |
| Loan quality | 89 (stronger) | 65 |
| Earnings | 57 | 88 (stronger) |
| Funding & liquidity | 89 | 94 (stronger) |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 61st | 86th |
| Total assets | $397.1M | $426.9M |
| Deposits / shares | $353.5M | $367.4M |
| Capital ratio | 11.23% | 13.88% (stronger) |
| Problem loans | 0.34% (stronger) | 1.05% |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 0.92% | 1.69% (stronger) |
| Loans ÷ deposits | 71.6% | 66.0% (stronger) |
| Uninsured deposits | 14.7% | 2.4% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.4% |
Alcoa Tenn Federal Credit Union has the higher TellerScore (84 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Volunteer Federal Savings Bank leads on 2 and Alcoa Tenn Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Vonore, TN