Side-by-side · Q2 2026 data
Vystar Credit Union vs Suncoast Credit Union
Metric by metric
| Measure | Vystar Credit Union | Suncoast Credit Union |
|---|---|---|
| TellerScore | 51 | 62 (stronger) |
| Capital cushion | 39 | 51 (stronger) |
| Loan quality | 58 | 69 (stronger) |
| Earnings | 39 | 55 (stronger) |
| Funding & liquidity | 64 | 71 (stronger) |
| Problem-loan coverage | 77 | 82 (stronger) |
| Peer percentile | 13th | 42nd |
| Total assets | $14.3B | $20.8B |
| Deposits / shares | $11.2B | $18.3B |
| Capital ratio | 8.93% | 10.12% (stronger) |
| Problem loans | 1.25% | 0.92% (stronger) |
| Net charge-offs | 1.04% (stronger) | 1.34% |
| Return on assets | 0.48% | 0.87% (stronger) |
| Loans ÷ deposits | 96.0% | 88.8% (stronger) |
| Uninsured deposits | 6.9% | 5.7% (stronger) |
| Offices | 79 | 72 |
| CFPB complaints (3 yrs) | 917 | 1,040 |
| Complaints per $1B deposits | 82.1 | 56.8 (stronger) |
| Mortgage denial rate (HMDA) | 48.8% | 23.3% |
Suncoast Credit Union has the higher TellerScore (62 vs 51). On the 8 directional measures above (where higher or lower is clearly better), Vystar Credit Union leads on 1 and Suncoast Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Orlando, FL
- Wildwood, FL