The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 4 points (66 → 62), mostly because the earnings component weakened by 8 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Florida

Yes. Suncoast Credit Union is a federally insured credit union (NCUA charter #68645). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.7% of shares and deposits ($1.0B) are above the $250,000 NCUA insurance limit, below the peer median of 12%. Insured balances are protected regardless of the score.

The net worth ratio is 10.12%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Suncoast Credit Union lists 72 offices in 43 cities. Most locations:

• Tampa, FL (9)
• Fort Myers, FL (7)
• Naples, FL (6)
• Bradenton, FL (4)
• Cape Coral, FL (4)
• Lakeland, FL (2)
• Lehigh Acres, FL (2)
• Orlando, FL (2)
• Spring Hill, FL (2)
• Arcadia, FL (1)
• Bonita Springs, FL (1)
• Brandon, FL (1)

All branch addresses and map

Over the last three years, the CFPB forwarded 1,040 consumer complaints about SUNCOAST CREDIT UNION to the company (468 in the last 12 months). 100.0% received a timely response. That is 56.8 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

Complaint breakdown by product and issue

In 2025, Suncoast Credit Union reported 12,068 home-loan applications under HMDA (LEI 549300TOOOOW36EX6R40): 8,416 originated ($1,325,190,000 total), 2,593 denied, and 959 withdrawn or closed by the applicant. Its denial rate on decided applications was 23.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Suncoast Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68645

RSSD ID

25085

Primary regulator

State + NCUA

Established

1978

Headquarters

6536 E Hillsborough Ave, Tampa, FL 33610

Employees

2,611