Side-by-side · Q2 2026 data
W B H Employees Federal Credit Union vs Kraftcor Federal Credit Union
Credit union
W B H Employees Federal Credit Union
Paducah, Kentucky · Under $100 million in assets
Credit union
Kraftcor Federal Credit Union
Hawesville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | W B H Employees Federal Credit Union | Kraftcor Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 52 |
| Capital cushion | 80 (stronger) | 29 |
| Loan quality | 98 (stronger) | 66 |
| Earnings | 0 | 16 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 47th | 11th |
| Total assets | $17.6M | $12.4M |
| Deposits / shares | $15.1M | $11.4M |
| Capital ratio | 12.98% (stronger) | 7.91% |
| Problem loans | 0.05% (stronger) | 1.01% |
| Net charge-offs | 2.54% | 1.38% (stronger) |
| Return on assets | -1.75% | -0.11% (stronger) |
| Loans ÷ deposits | 48.1% (stronger) | 51.9% |
| Uninsured deposits | 0.7% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
W B H Employees Federal Credit Union has the higher TellerScore (73 vs 52). On the 7 directional measures above (where higher or lower is clearly better), W B H Employees Federal Credit Union leads on 4 and Kraftcor Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.