Side-by-side · Q2 2026 data
W S S C Federal Credit Union vs Mt. Airy Baptist Church Federal Credit Union
Credit union
W S S C Federal Credit Union
Laurel, Maryland · Under $100 million in assets
Credit union
Mt. Airy Baptist Church Federal Credit Union
Washington, District of Columbia · Under $100 million in assets
Metric by metric
| Measure | W S S C Federal Credit Union | Mt. Airy Baptist Church Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 86 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 35 | 48 (stronger) |
| Earnings | 14 | 100 (stronger) |
| Funding & liquidity | 99 (stronger) | 98 |
| Problem-loan coverage | 79 | 97 (stronger) |
| Peer percentile | 9th | 80th |
| Total assets | $35.4M | $1.1M |
| Deposits / shares | $31.9M | $624K |
| Capital ratio | 10.13% | 41.96% (stronger) |
| Problem loans | 1.95% | 1.55% (stronger) |
| Net charge-offs | 1.32% | -0.37% (stronger) |
| Return on assets | -0.16% | 2.67% (stronger) |
| Loans ÷ deposits | 61.4% (stronger) | 62.6% |
| Uninsured deposits | 5.0% | 0.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mt. Airy Baptist Church Federal Credit Union has the higher TellerScore (86 vs 50). On the 7 directional measures above (where higher or lower is clearly better), W S S C Federal Credit Union leads on 1 and Mt. Airy Baptist Church Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.