Side-by-side · Q2 2026 data
W S S C Federal Credit Union vs Post Office CU of Md, Inc. Credit Union
Credit union
W S S C Federal Credit Union
Laurel, Maryland · Under $100 million in assets
Credit union
Post Office CU of Md, Inc. Credit Union
Baltimore, Maryland · Under $100 million in assets
Metric by metric
| Measure | W S S C Federal Credit Union | Post Office CU of Md, Inc. Credit Union |
|---|---|---|
| TellerScore | 50 | 66 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 35 | 45 (stronger) |
| Earnings | 14 | 40 (stronger) |
| Funding & liquidity | 99 (stronger) | 50 |
| Problem-loan coverage | 79 | 89 (stronger) |
| Peer percentile | 9th | 32nd |
| Total assets | $35.4M | $28.2M |
| Deposits / shares | $31.9M | $21.0M |
| Capital ratio | 10.13% | 25.20% (stronger) |
| Problem loans | 1.95% | 1.65% (stronger) |
| Net charge-offs | 1.32% | 0.00% (stronger) |
| Return on assets | -0.16% | 0.51% (stronger) |
| Loans ÷ deposits | 61.4% (stronger) | 115.0% |
| Uninsured deposits | 5.0% | 0.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Post Office CU of Md, Inc. Credit Union has the higher TellerScore (66 vs 50). On the 7 directional measures above (where higher or lower is clearly better), W S S C Federal Credit Union leads on 1 and Post Office CU of Md, Inc. Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.