Side-by-side · Q2 2026 data
W T N M Atlantic Federal Credit Union vs Estacado Federal Credit Union
Credit union
W T N M Atlantic Federal Credit Union
Denver City, Texas · Under $100 million in assets
Metric by metric
| Measure | W T N M Atlantic Federal Credit Union | Estacado Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 87 (stronger) |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 0 | 76 (stronger) |
| Earnings | 56 | 92 (stronger) |
| Funding & liquidity | 96 (stronger) | 85 |
| Problem-loan coverage | 70 | 93 (stronger) |
| Peer percentile | 26th | 91st |
| Total assets | $2.1M | $120.0M |
| Deposits / shares | $1.7M | $102.4M |
| Capital ratio | 21.20% (stronger) | 14.05% |
| Problem loans | 6.76% | 0.73% (stronger) |
| Net charge-offs | 0.41% (stronger) | 0.66% |
| Return on assets | 0.91% | 1.79% (stronger) |
| Loans ÷ deposits | 64.0% (stronger) | 75.0% |
| Uninsured deposits | 0.0% (stronger) | 5.2% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Estacado Federal Credit Union has the higher TellerScore (87 vs 63). On the 7 directional measures above (where higher or lower is clearly better), W T N M Atlantic Federal Credit Union leads on 4 and Estacado Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Denver City, TX