Side-by-side · Q2 2026 data
W T N M Atlantic Federal Credit Union vs Highway Employees Credit Union
Credit union
W T N M Atlantic Federal Credit Union
Denver City, Texas · Under $100 million in assets
Metric by metric
| Measure | W T N M Atlantic Federal Credit Union | Highway Employees Credit Union |
|---|---|---|
| TellerScore | 63 | 81 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 56 (stronger) | 11 |
| Funding & liquidity | 96 (stronger) | 95 |
| Problem-loan coverage | 70 | 100 (stronger) |
| Peer percentile | 26th | 68th |
| Total assets | $2.1M | $1.8M |
| Deposits / shares | $1.7M | $1.2M |
| Capital ratio | 21.20% | 29.19% (stronger) |
| Problem loans | 6.76% | 0.04% (stronger) |
| Net charge-offs | 0.41% | 0.00% (stronger) |
| Return on assets | 0.91% (stronger) | -0.22% |
| Loans ÷ deposits | 64.0% (stronger) | 65.1% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Highway Employees Credit Union has the higher TellerScore (81 vs 63). On the 6 directional measures above (where higher or lower is clearly better), W T N M Atlantic Federal Credit Union leads on 2 and Highway Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.