Side-by-side · Q2 2026 data
Waco Federal Credit Union vs Brazos Community Credit Union
Metric by metric
| Measure | Waco Federal Credit Union | Brazos Community Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 57 |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 52 (stronger) | 30 |
| Earnings | 57 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 88 (stronger) | 82 |
| Peer percentile | 28th | 17th |
| Total assets | $20.3M | $20.0M |
| Deposits / shares | $18.1M | $16.4M |
| Capital ratio | 10.19% | 16.99% (stronger) |
| Problem loans | 1.43% (stronger) | 2.10% |
| Net charge-offs | 0.06% (stronger) | 1.59% |
| Return on assets | 0.93% (stronger) | -2.89% |
| Loans ÷ deposits | 46.1% (stronger) | 88.7% |
| Uninsured deposits | 1.2% (stronger) | 4.6% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Waco Federal Credit Union has the higher TellerScore (64 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Waco Federal Credit Union leads on 6 and Brazos Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.