TellerScore

Headquartered in Alvin, Texas, Brazos Community Credit Union is a federally insured state-chartered credit union with $20.0M in total assets and $16.4M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1970.

Brazos Community Credit Union has a TellerScore of 57 out of 100 (moderate) based on Q2 2026 data — higher than only 17% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 320th. Capital cushion contributes the most (100/100, 16.99%); earnings contributes the least (0/100, -2.89%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.99%
Loan quality30/100
Loans 60+ days delinquent ÷ total loans: 2.10%
Earnings0/100
Return on assets (annualized): -2.89%
Funding & liquidity72/100
Loans ÷ shares: 88.7% · 4.6% uninsured
Problem-loan coverage82/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.98%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (57 → 57).

TellerScore
485664Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202457
Q3 202461
Q4 202464
Q1 202548
Q2 202557
Q3 202551
Q4 202551
Q1 202648
Q2 202657
Net worth ratio
7.00%12.70%18.39%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.37%
Q3 202417.03%
Q4 202417.53%
Q1 202516.67%
Q2 202517.09%
Q3 202517.86%
Q4 202518.39%
Q1 202617.79%
Q2 202616.99%
Delinquent loans (60+ days)
1.24%2.20%3.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.98%
Q3 20241.63%
Q4 20241.24%
Q1 20252.95%
Q2 20251.98%
Q3 20252.61%
Q4 20252.64%
Q1 20263.15%
Q2 20262.10%
Return on assets
-9.90%-5.70%-1.51%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-1.75%
Q3 2024-1.51%
Q4 2024-1.78%
Q1 2025-9.90%
Q2 2025-5.65%
Q3 2025-4.79%
Q4 2025-3.78%
Q1 2026-2.38%
Q2 2026-2.89%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202657$20.0M16.99%2.10%-2.89%88.7%
Q1 202648$20.0M17.79%3.15%-2.38%90.9%
Q4 202551$20.0M18.39%2.64%-3.78%95.2%
Q3 202551$20.7M17.86%2.61%-4.79%95.9%
Q2 202557$22.3M17.09%1.98%-5.65%94.0%
Q1 202548$23.2M16.67%2.95%-9.90%93.2%
Q4 202464$25.3M17.53%1.24%-1.78%89.6%
Q3 202461$26.9M17.03%1.63%-1.51%89.3%
Q2 202457$28.3M16.37%1.98%-1.75%90.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.99%
65th
Problem loans2.10%
20th
Net charge-offs1.59%
8th
Return on assets-2.89%
3rd
Loans to deposits88.7%
10th
Uninsured deposits4.6%
24th
Loan-loss reserves0.00%
37th
Texas ratio9.0%
16th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Corner Stone Credit UnionCredit union Lancaster, TX59 out of 100, Moderate$20.0M9.4%0.53%vs
Texstar Federal Credit UnionCredit union Kenedy, TX53 out of 100, Below average$20.0M13.6%3.86%vs
Temple-Inland Federal Credit UnionCredit union Diboll, TX86 out of 100, Very strong$20.1M18.3%0.68%vs
Port Arthur Community Federal Credit UnionCredit union Port Arthur, TX66 out of 100, Moderate$20.2M12.2%0.38%vs
Lcra Credit UnionCredit union Austin, TX83 out of 100, Strong$20.2M16.0%0.41%vs
Waco Federal Credit UnionCredit union Waco, TX64 out of 100, Moderate$20.3M10.2%1.43%vs

Deposit insurance

Is my money safe at Brazos Community Credit Union?

Yes. Brazos Community Credit Union is a federally insured credit union (NCUA charter #67510). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.6% of shares and deposits ($754K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.99%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Brazos Community Credit Union lists 1 office in 1 city. Most locations:

  • Liverpool, TX (1)

All branch addresses and map

Identity & history

Profile

Legal name
Brazos Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67510
RSSD ID
498997
Primary regulator
State + NCUA
Established
1970
Headquarters
PO Box 3003, Alvin, TX 77512
Employees
6

Quick answers

Brazos Community Credit Union: common questions

Is Brazos Community Credit Union NCUA insured?

Yes. Brazos Community Credit Union is a federally insured credit union (NCUA charter #67510). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Brazos Community Credit Union's TellerScore?

57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Brazos Community Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Alvin

InstitutionScoreAssetsCapitalProblem loansCompare
Synergy Federal Credit UnionCredit union San Antonio, TX86 out of 100, Very strong$334.2M15.8%0.29%vs
Houston Texas Fire Fighters Federal Credit UnionCredit union Houston, TX84 out of 100, Strong$401.3M14.0%0.38%vs
Chocolate Bayou Community Federal Credit UnionCredit union Alvin, TX77 out of 100, Strong$158.1M12.9%0.77%vs
Gulf Coast Educators Federal Credit UnionCredit union Pasadena, TX77 out of 100, Strong$1.3B15.7%0.90%vs
Capital BankBank Jacinto City, TX77 out of 100, Strong$689.7M10.8%0.01%vs
SouthStar Bank, S.S.B.Bank Moulton, TX77 out of 100, Strong$1.4B13.3%0.62%vs