Side-by-side · Q2 2026 data
Waco Federal Credit Union vs Port Arthur Community Federal Credit Union
Credit union
Port Arthur Community Federal Credit Union
Port Arthur, Texas · Under $100 million in assets
Metric by metric
| Measure | Waco Federal Credit Union | Port Arthur Community Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 66 (stronger) |
| Capital cushion | 52 | 72 (stronger) |
| Loan quality | 52 | 87 (stronger) |
| Earnings | 57 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 28th | 32nd |
| Total assets | $20.3M | $20.2M |
| Deposits / shares | $18.1M | $17.7M |
| Capital ratio | 10.19% | 12.18% (stronger) |
| Problem loans | 1.43% | 0.38% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.33% |
| Return on assets | 0.93% (stronger) | -0.63% |
| Loans ÷ deposits | 46.1% (stronger) | 72.7% |
| Uninsured deposits | 1.2% (stronger) | 4.2% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Port Arthur Community Federal Credit Union has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Waco Federal Credit Union leads on 4 and Port Arthur Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.