Port Arthur Community Federal Credit Union (NCUA charter #7023) is based in Port Arthur, Texas. Its Q2 2026 call report shows $20.2M in total assets and $17.7M in member shares and deposits and 2 offices.
Based on its Q2 2026 filing, Port Arthur Community Federal Credit Union scores 66/100, which we describe as moderate. That is higher than only 32% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 252nd. Its strongest component is problem-loan coverage (96/100; 2.0%), and its lowest is earnings (0/100; -0.63%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 17 points (49 → 66), mostly because the loan quality component improved by 80 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 59 |
| Q4 2024 | 51 |
| Q1 2025 | 66 |
| Q2 2025 | 49 |
| Q3 2025 | 55 |
| Q4 2025 | 53 |
| Q1 2026 | 55 |
| Q2 2026 | 66 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.44% |
| Q3 2024 | 13.87% |
| Q4 2024 | 13.75% |
| Q1 2025 | 13.69% |
| Q2 2025 | 13.61% |
| Q3 2025 | 13.43% |
| Q4 2025 | 12.60% |
| Q1 2026 | 12.25% |
| Q2 2026 | 12.18% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.51% |
| Q3 2024 | 2.09% |
| Q4 2024 | 2.77% |
| Q1 2025 | 1.11% |
| Q2 2025 | 2.80% |
| Q3 2025 | 2.18% |
| Q4 2025 | 1.90% |
| Q1 2026 | 1.59% |
| Q2 2026 | 0.38% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.23% |
| Q3 2024 | 0.11% |
| Q4 2024 | -0.11% |
| Q1 2025 | -0.11% |
| Q2 2025 | -0.19% |
| Q3 2025 | -0.11% |
| Q4 2025 | -0.62% |
| Q1 2026 | -1.00% |
| Q2 2026 | -0.63% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $20.2M | 12.18% | 0.38% | -0.63% | 72.7% |
| Q1 2026 | 55 | $20.2M | 12.25% | 1.59% | -1.00% | 73.2% |
| Q4 2025 | 53 | $20.1M | 12.60% | 1.90% | -0.62% | 74.8% |
| Q3 2025 | 55 | $19.8M | 13.43% | 2.18% | -0.11% | 78.1% |
| Q2 2025 | 49 | $19.5M | 13.61% | 2.80% | -0.19% | 83.4% |
| Q1 2025 | 66 | $19.5M | 13.69% | 1.11% | -0.11% | 81.0% |
| Q4 2024 | 51 | $19.5M | 13.75% | 2.77% | -0.11% | 82.1% |
| Q3 2024 | 59 | $19.8M | 13.87% | 2.09% | 0.11% | 81.2% |
| Q2 2024 | 54 | $20.5M | 13.44% | 2.51% | 0.23% | 80.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lcra Credit UnionCredit union Austin, TX | 83 out of 100, Strong | $20.2M | 16.0% | 0.41% | vs |
| Waco Federal Credit UnionCredit union Waco, TX | 64 out of 100, Moderate | $20.3M | 10.2% | 1.43% | vs |
| Temple-Inland Federal Credit UnionCredit union Diboll, TX | 86 out of 100, Very strong | $20.1M | 18.3% | 0.68% | vs |
| Texstar Federal Credit UnionCredit union Kenedy, TX | 53 out of 100, Below average | $20.0M | 13.6% | 3.86% | vs |
| Brazos Community Credit UnionCredit union Alvin, TX | 57 out of 100, Moderate | $20.0M | 17.0% | 2.10% | vs |
| Corner Stone Credit UnionCredit union Lancaster, TX | 59 out of 100, Moderate | $20.0M | 9.4% | 0.53% | vs |
Deposit insurance
Is my money safe at Port Arthur Community Federal Credit Union?
Yes. Port Arthur Community Federal Credit Union is a federally insured credit union (NCUA charter #7023). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.2% of shares and deposits ($742K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.18%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Port Arthur Community Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Port Arthur, TX (1)
- Port Neches, TX (1)
Identity & history
Profile
- Legal name
- Port Arthur Community Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 7023
- RSSD ID
- 252283
- Primary regulator
- NCUA
- Established
- 1950
- Headquarters
- 3100 Central Mall Drive, Port Arthur, TX 77642
- Employees
- 9
Quick answers
Port Arthur Community Federal Credit Union: common questions
Is Port Arthur Community Federal Credit Union NCUA insured?
Yes. Port Arthur Community Federal Credit Union is a federally insured credit union (NCUA charter #7023). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Port Arthur Community Federal Credit Union's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Port Arthur Community Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Port Arthur
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Port Arthur Teachers Federal Credit UnionCredit union Port Arthur, TX | 94 out of 100, Very strong | $38.0M | 14.9% | 0.35% | vs |
| Neches Federal Credit UnionCredit union Port Neches, TX | 93 out of 100, Very strong | $1.2B | 14.7% | 0.20% | vs |
| Dugood Federal Credit UnionCredit union Beaumont, TX | 87 out of 100, Very strong | $609.4M | 13.4% | 0.09% | vs |
| Common Cents Federal Credit UnionCredit union Beaumont, TX | 87 out of 100, Very strong | $34.2M | 12.1% | 0.30% | vs |
| Synergy Federal Credit UnionCredit union San Antonio, TX | 86 out of 100, Very strong | $334.2M | 15.8% | 0.29% | vs |
| Vidor Teachers Federal Credit UnionCredit union Vidor, TX | 83 out of 100, Strong | $3.3M | 15.8% | 0.00% | vs |