Side-by-side · Q2 2026 data
WaFd Bank vs American Continental Bank
Metric by metric
| Measure | WaFd Bank | American Continental Bank |
|---|---|---|
| TellerScore | 61 | 87 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 79 | 88 (stronger) |
| Earnings | 60 | 80 (stronger) |
| Funding & liquidity | 47 | 59 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 32nd | 91st |
| Total assets | $27.6B | $385.3M |
| Deposits / shares | $21.1B | $316.7M |
| Capital ratio | 9.21% | 16.23% (stronger) |
| Problem loans | 0.63% | 0.37% (stronger) |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 0.99% | 1.49% (stronger) |
| Loans ÷ deposits | 95.1% | 89.2% (stronger) |
| Uninsured deposits | 31.1% | 25.8% (stronger) |
| Offices | 210 | 5 |
| CFPB complaints (3 yrs) | 93 | — |
| Complaints per $1B deposits | 4.4 | — |
| Mortgage denial rate (HMDA) | 18.8% | 6.4% |
American Continental Bank has the higher TellerScore (87 vs 61). On the 7 directional measures above (where higher or lower is clearly better), WaFd Bank leads on 0 and American Continental Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.