Side-by-side · Q2 2026 data
Waialua Federal Credit Union vs Signia Federal Credit Union
Metric by metric
| Measure | Waialua Federal Credit Union | Signia Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 63 |
| Capital cushion | 100 | 100 |
| Loan quality | 95 (stronger) | 24 |
| Earnings | 48 (stronger) | 30 |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 99 (stronger) | 84 |
| Peer percentile | 85th | 26th |
| Total assets | $47.4M | $34.0M |
| Deposits / shares | $39.0M | $28.0M |
| Capital ratio | 17.76% (stronger) | 17.17% |
| Problem loans | 0.16% (stronger) | 2.28% |
| Net charge-offs | -0.15% (stronger) | 0.06% |
| Return on assets | 0.70% (stronger) | 0.24% |
| Loans ÷ deposits | 48.2% (stronger) | 74.8% |
| Uninsured deposits | 1.9% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Waialua Federal Credit Union has the higher TellerScore (88 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Waialua Federal Credit Union leads on 6 and Signia Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.