Side-by-side · Q2 2026 data
Wakefern Federal Credit Union vs Goya Foods Employees Federal Credit Union
Credit union
Wakefern Federal Credit Union
Elizabeth, New Jersey · Under $100 million in assets
Credit union
Goya Foods Employees Federal Credit Union
Jersey City, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Wakefern Federal Credit Union | Goya Foods Employees Federal Credit Union |
|---|---|---|
| TellerScore | 99 (stronger) | 86 |
| Capital cushion | 100 | 100 |
| Loan quality | 96 (stronger) | 71 |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 99th | 80th |
| Total assets | $12.0M | $11.2M |
| Deposits / shares | $9.1M | $8.7M |
| Capital ratio | 24.31% (stronger) | 22.45% |
| Problem loans | 0.13% (stronger) | 0.86% |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 2.03% (stronger) | 1.23% |
| Loans ÷ deposits | 42.9% | 13.7% (stronger) |
| Uninsured deposits | 16.4% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wakefern Federal Credit Union has the higher TellerScore (99 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Wakefern Federal Credit Union leads on 4 and Goya Foods Employees Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.