Side-by-side · Q2 2026 data
Walden Savings Bank vs Self Reliance Financial Federal Credit Union
Credit union
Self Reliance Financial Federal Credit Union
New York, New York · $1 billion – $10 billion
Metric by metric
| Measure | Walden Savings Bank | Self Reliance Financial Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 79 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 65 | 79 (stronger) |
| Earnings | 60 (stronger) | 41 |
| Funding & liquidity | 64 | 78 (stronger) |
| Problem-loan coverage | 84 | 95 (stronger) |
| Peer percentile | 27th | 86th |
| Total assets | $1.0B | $2.0B |
| Deposits / shares | $819.6M | $1.7B |
| Capital ratio | 10.19% | 17.16% (stronger) |
| Problem loans | 1.05% | 0.63% (stronger) |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 1.01% (stronger) | 0.52% |
| Loans ÷ deposits | 96.2% | 81.4% (stronger) |
| Uninsured deposits | 14.8% (stronger) | 16.1% |
| Offices | 11 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Self Reliance Financial Federal Credit Union has the higher TellerScore (79 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Walden Savings Bank leads on 2 and Self Reliance Financial Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.